1
Add your debts
Credit cards, loans, student debt — anything you owe
Debt name
Balance owed
Interest %
Min. payment
2
How much extra can you pay per month?
Even $50 extra makes a huge difference
$
👆 This is on top of your minimum payments
3
Choose your strategy
Both work — pick what motivates you more
🎉 Your Debt-Free Plan is Ready!
—
Months to debt-free
—
Debt-free date
—
Interest saved vs minimums
📊 Debt Payoff Timeline
📅 Month-by-Month Plan
| Month | Date | Total Payment | To Interest | To Principal | Balance Left | Milestones |
|---|
💡 Speed Up Your Payoff
Consider consolidating high-interest debt to a lower rate — it could save you thousands.